AFRACA Policy Intervention at the AACB Forum: Digitalisation and AI's Dual Role in Agricultural Financial Inclusion (A Continental Supervisory Proposition)

Document Abstract

This concept note outlines AFRACA's proposed policy intervention at the September 2026 Association of African Central Banks (AACB) Forum in Nairobi, Kenya. It addresses the structural deficit in African agricultural finance and explores the transformative potential and supervisory concerns of digitalization and AI in enhancing financial inclusion for smallholder farmers, focusing on AI-based credit assessment and crop monitoring solutions.