This concept note outlines an AFRACA International Study Tour scheduled for April 2025 in Ghana, focusing on agriculture risk sharing incentive policies and schemes, specifically the Ghana Incentive-based Risk Sharing System for Agricultural Lending (GIRSAL). The tour aims to enhance credit access for farmers and agribusinesses by exploring de-risking mechanisms, strengthening financial institutions' capacity, and fostering a deeper understanding of successful risk-sharing models. It emphasizes learning and adapting best practices in agricultural finance.