Thomas T. Essel
Secretary General
Mr. Thomas Thompson Essel is the new Secretary General of the African Rural and Agricultural Credit Association (AFRACA), headquartered in Nairobi, Kenya. He has many years of experience in Economic and Development issues. Prior to joining AFRACA, he worked in Bank of Ghana for over twenty-two years, holding different positions. The latest positions being head of External Financial Relations and Head of the Bank of Ghana-initiated “Ghana Incentive-Based Risk-Sharing System for Agricultural Lending” (GIRSAL), providing strategic and technical guidance to management. Mr. Essel has considerable experience in policy, having worked both in Bank of Ghana and also in the Policy Coordination, Monitoring and Evaluation Unit of the Office of the President of the Republic of Ghana for two years. He also has extensive experience in research, international relations and rural finance. Mr. Essel holds a bachelor’s degree in Social Sciences and a Masters’ Degree in Development Studies from the University of Cape Coast in Ghana. He has undertaken several courses and programmes in Economics and agricultural related areas. He has jointly worked with Dr E. K. Ekumah on IFLIP Research Papers including “Information is Power : The Problem with Credit Accessibility in Rural Banks in Ghana”. Gender access to credit under Ghana’s financial sector reform: A Case Study of Two Rural Banks in the Central Region of Ghana. He has jointly/he together with …. Did research works for IFLIP including “Information is Power : The Problem with Credit Accessibility in Rural Banks in Ghana”. 1. Ekumah E. K. and T. T. ESSEL. ILO 2003. Information is Power : The Problem with Credit Accessibility in Rural Banks in Ghana. IFLIP (The Impact of Financial Sector Liberalization on the Poor) Research Paper 03-12 2. Ekumah E. K. and T. T. ESSEL. ILO 2001. Gender access to credit under Ghana’s financial sector reform: A Case Study of Two Rural Banks in the Central Region of Ghana. IFLIP (The Impact of Financial Sector Liberalization on the Poor) Research Paper 01-4 3. Thomas T. Essel & Michael A. Newsome. 1998. Effectiveness of Institutional Credit for Rural Development in Africa: A Control-Case of Rural Banks in Ghana. In Journal of Sustainable Development in Africa Vol.2, No.1 Mr. Thomas Thompson Essel is the Secretary General of the African Rural and Agricultural Credit Association (AFRACA), headquartered in Nairobi, Kenya. He has over twenty years of experience in Economic and Development issues at the Bank of Ghana with considerable policy, research, international relations and rural finance experience. Before taking up this role, he was the Head of the Bank of Ghana-initiated “Ghana Incentive-Based Risk-Sharing System for Agricultural Lending” (GIRSAL). Mr. Essel holds a bachelor degree in Social Sciences and a masters’ degree in Development Studies from the University of Cape Coast in Ghana.
John J. Amimo
Head of Programmes
Mr. John Amimo is a Programme Coordinator at the African Rural and Agricultural Credit Association (AFRACA). He joined AFRACA in September, 2014. Mr. Amimo previously worked for the Coffee Development Fund, a state corporation focused in providing financial solutions and services to coffee producers and SME’s in Kenya. He worked in Resource Mobilization and as a Credit Manager for the Fund, over a period of five (5) years. Prior to joining the Fund, he worked for several NGO’s as Project Manager, managing SME programs in informal settlements in Kenya. He Holds a MSc. degree in Sustainable Environment Management from Middlesex University, London. He has attended various professional courses in Microfinance, Project Management and is also a GTZ (currently GIZ) trained youth entrepreneurship advisor. Has published several articles on coffee sector financing in the Agricultural Review Journal. He is also responsible for pioneering mobile money financing for coffee producers in Kenya. Also served as a Board Member for the Canadian-based, Finance Alliance for Sustainable Trade (FAST) from 2011-2014.
Caroll Bakang
Head of Multilateral Relations
Caroll Bakang is the AFRACA Bilingual Corporate Affairs Manager/Senior Program Assistant. She is a lawyer. She holds a postgraduate diploma on investment Planning and Portfolio Management. She has been working with the African Rural and Agricultural Credit Association (AFRACA) for 5 years. She has gained a lot of knowledge and experience working with NGOs and diplomatic mission. She is knowledgeable in developing programs on agriculture and rural development. She maintains good relationships with governments, development partners and member institutions.
Nestor Nibitanga
Programme Assistant
Mr. Nestor Nibitanga is a Programmme Assistant at the African Rural and Agricultural Credit Association (AFRACA). He joined AFRACA in January 2014. Previously, Mr. Nibitanga was the Principal of Hope International School where he directed and monitored academic and non- academic programmes, planned and implemented the daily activities of the school. Over ten years, he has combined experience of teaching, translating and management. He holds a Bachelors degree in Biology from University of Burundi and a Diploma in Health Care Management from the Kenya Institute of Management. Nestor is currently pursuing MBA in Strategic Management at Daystar University. He has attended various professional courses in Information Technology, Mediation Skills and Operation Teaching Tools. Mr. Nibitanga is a Burundian citizen. He’s Bilingual in French and English.
Moses Juma Obolah
Assistant Accountant
Moses Jumah is the Assistant Accountant with the African Rural and Agricultural Credit Association. He joined AFRACA on 1st March 2006 and is a Credit Management Professional (CCPK). He is also a member of the Institute of Credit Management of Kenya (ICMK). He has over ten years combined experience in Hotel, Financial Management and administration.
Hilda Achieng
Administrative Assistant
Hilda Achieng is the Administrative Assistant at AFRACA. She holds a diploma in Business Management and is currently pursuing her degree in Bachelor in Business Management . She has been working with the African Rural and Agricultural Credit Association (AFRACA) for more than 10 years. She has gained a lot of knowledge and experience working with the institution.
Dismus Muthoka
Office Driver